[[{“type”:“media”,“view_mode”:“media_large”,“fid”:null,“attributes”:{“class”:“media-image alignright size-full wp-image-1612”,“typeof”:“foaf:Image”,“style”:“”,“width”:“100”,“height”:“100”,“alt”:“U.S. News \u0026amp; World Report”}}]]John Vogel, adjunct professor of business administration at Dartmouth’s Tuck School of Business, thinks he may have a solution to the housing crisis: shared appreciation mortgages.

“Shared appreciation mortgages are not new,” Vogel writes in a blog for U.S. News & World Report. “Recently, Boston Community Capital has been using this technique as a foreclosure prevention mechanism, enabling families to avoid foreclosure.”

In a shared appreciation mortgage, the lender offers a lower interest rate in exchange for a share of the property’s appreciated value when sold.

Vogel is advocating for simple, universal rules to guide shared appreciation mortgages in the private sector.

“We need to reset millions of mortgages and jump start the economy,” he says.

Read the full story, published 1/27/12 by U.S. News & World Report.